A Guide to Mortgage Interest Rates: Why They Go Down and Up, and What to Do

 In Agents, Buying a Home, Education, Indianapolis Real Estate, Market Trends, Marketing, Real Estate 101, real estate news, Selling Your Home

Mortgage interest rates are a mystery to many of us—whether you’re a home buyer in need of a home loan for your first house or your fifth.

After all, what does “interest rate” even mean? Why do rates swing up and down? And, most important, how do you nab the best interest rate—the one that’s going to save you the most money over the life of your mortgage?

Here, we outline what you need to know about interest rates before applying for a mortgage.

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